Advanced Step-Up SIP Calculator
Calculate your wealth growth with increasing monthly investments. Harness the power of compounding with annual step-ups.
Investment Parameters
What is a Step-Up SIP?
A Step-Up SIP is a Systematic Investment Plan where you increase your investment amount periodically, typically annually. This approach helps you align your investments with your growing income, harnessing the power of compounding more effectively than a regular SIP.
By increasing your SIP contributions each year, you can potentially build a significantly larger corpus over time compared to a fixed SIP amount.
Investment Summary
Growth Over Time
Investment vs Returns
Year-wise Breakdown
| Year | Monthly SIP (₹) | Yearly Investment (₹) | Cumulative Investment (₹) | Corpus at Year End (₹) |
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Frequently Asked Questions
A Step-Up SIP is a Systematic Investment Plan where you increase your investment amount periodically, typically annually. This approach helps align your investments with your growing income, allowing you to harness the power of compounding more effectively :cite[4]:cite[6].
A Step-Up SIP calculator estimates the future value of your SIP investments when the investment amount increases periodically by a fixed percentage. It uses a modified version of the SIP formula that accounts for these periodic increases :cite[5].
A step-up of 10% per year is often recommended as it generally aligns with average annual salary increments. However, you can choose a percentage that matches your personal financial growth :cite[4]:cite[6].
No, most Step-Up SIP Calculators estimate your investment returns based on the contributions you make, without factoring in inflation :cite[1].
Step-Up SIPs help you invest more as your income grows, potentially resulting in a larger corpus due to the power of compounding. They promote disciplined investing and help you achieve your financial goals faster :cite[5]:cite[6].